AnchorPoint Budget

AnchorPoint Budget is a practical budgeting system built for clarity, not complexity.

Turn your income into two weekly numbers, one for needs and one for wants.

If you know your income but still feel uncertain week to week, AnchorPoint replaces abstract rules with two concrete numbers you can actually live by.

What AnchorPoint Does

AnchorPoint turns your income into weekly Anchor Numbers and automatically applies them across your finances. It accounts for paycheck timing, variable expenses, and real-world cash flow so your plan holds up beyond simple averages.

This is not a budgeting theory or a category-based expense tracker. It is a system designed to give you control without constant decision-making.

What’s Included

• The full AnchorPoint Excel workbook
• Future checking account projections
• Automatic weekly allocation across paychecks
• Support for variable income and changing expenses
• Built-in logic for savings and buffers
• Ongoing updates as the system evolves

Who This Is For

AnchorPoint is for people who:

• Want clarity without micromanaging every dollar
• Prefer systems over rules
• Value accuracy over generic budgeting advice
• Are comfortable using Excel

If you just want a rough estimate of your weekly numbers, AnchorPoint Lite is available for free. This full version is for those who want the system to run continuously in the background.

Before You Buy

Please make sure AnchorPoint is a good fit for you:

• You are comfortable using Microsoft Excel (desktop)
• You are willing to enable macros when opening the file (this is a normal Excel security step)
• You are looking for a weekly budgeting system, not a category-by-category expense tracker
• You understand that results are estimates for planning purposes, not exact cash flow predictions
• You are purchasing a single-user license for personal use

FAQs

Do I need Microsoft Excel?
Yes. AnchorPoint requires Microsoft Excel (desktop) for Windows or Mac. Excel Online and Google Sheets are not supported.

Does this require macros?
Yes. AnchorPoint uses Excel macros to automate calculations and updates. When you first open the file, Excel may ask you to enable macros. This is a normal Excel security feature.

Will this work with irregular or variable income?
Yes. AnchorPoint is designed to handle variable income and changing expenses by applying your weekly plan across real cash flow.

Is this financial advice?
No. AnchorPoint is a planning tool intended to help you organize and understand your finances. It does not provide financial, legal, or investment advice.

Can I share this with someone else?
No. This purchase includes a single-user license for personal use only. Redistribution, sharing, or resale is not permitted.

Will I receive updates?
Yes. Your purchase includes updates to the current version of AnchorPoint as the system evolves.

What if I have an issue after purchasing?
Due to the digital nature of this product, all sales are final. If you experience a technical issue or believe the product was misrepresented, please contact anchorpointbudget@gmail.com and we’ll do our best to help.

License

This purchase includes a single-user license for personal use only. Redistribution or resale is not permitted.

Format

• Microsoft Excel (.xlsm)
• Compatible with Excel for Windows and Mac
• Excel Online is not supported